Buying an Existing Bakers Delight Franchise

The dream

Richard had spent 20 years as a baking apprentice and qualified baker. After a few years away from the industry, he found an existing Bakers Delight franchise for sale and knew he wanted in.

The challenge

Richard had a few things working against him. He didn’t own his own home, had an outstanding personal loan, and had a small negative mark on his credit file from a previous debt. Most lenders wouldn’t look past those issues.

But Richard had something most applicants don’t: two decades of hands-on experience in the exact industry he was buying into, plus previous experience within the Bakers Delight network.

How CFI helped

CFI Finance looked beyond the credit score. We assessed Richard’s deep industry expertise, his franchise network experience, and the strength of the Bakers Delight brand. We structured a business loan that got the deal done quickly.

The outcome

Richard successfully purchased the franchise and stepped in as head baker. He’s since hired an additional full-time baker to increase production and is positioning himself for potential multi-unit expansion. A textbook example of why experience matters more than a perfect credit file.