Schedule of Fees
Effective 1 April 2025
Fees include GST where applicable
Standard Fees
These are the fees you are most likely to encounter on a standard contract.
Fee | Amount | When we charge this fee |
|---|---|---|
Contract Documentation Fee | $299.00 to $699.00 | Following approval, upon preparation of contract documents at your request and prior to contract settlement |
Establishment Fee | Greater of $399.00 and 3.75% of amount financed (or as detailed at time of our offer or approval) | Added to the loan amount as a cost upon drawdown |
PPS Registration Fee | $48.40 | For any contract or agreement where we register a security interest granted by you on the PPSR |
Account Management | $1.90 per week (weekly payments), $8.50 per month (monthly payments) | Charged with your regular payment under your finance contract |
Other Fees
These fees apply in specific circumstances, such as when you fail to make a payment when due, or when you wish to assign a contract to another part (with our approval). Some of these fees also apply to specific types of transactions, such as when you wish us to finance goods that you have purchased privately (as opposed to through an authorised supplier).
Fee | Amount | When we charge this fee |
|---|---|---|
Contract Assignment | $699.00 first contract $220.00 subsequent contracts (assigned at the same time) | For changing (or releasing) borrowers or guarantors under a contract or agreement |
Mortgage Security Documentation & Registration (Non-refundable) | Detailed at time of our offer or approval | Payable upon requesting documentation for any transaction secured by real property mortgage. |
Private Sale Levy | $500.00 | Added to the Contract Documentation / Establishment Fee when you acquire goods under an agreement from a Private Seller |
Customer Reimbursement / Sale & Lease Back Levy | $500.00 | Added to the Contract Documentation / Establishment Fee where you require us to reimburse you, or purchase goods from you, under an agreement |
Real Property Security Registration Fee (Caveat Lodgement / Removal) | $450.00 | For any contract or agreement where a condition of approval is to register a caveat in respect of an interest in real property at settlement. |
Specialised Documentation | $550.00 or the cost levied on CFI in preparing the document (whichever is greater) | For any specialist document required on entering into a contract or agreement with us. This fee is in addition to any standard applicable Contract Documentation, Establishment Fee, and/or Security Documentation & Registration Fee. |
Security Release | $450.00 | When we release any security which we have taken under a contract (other than when the contract ends in the ordinary course) |
Early Termination Administration Fee | $550.00 | When fully terminating a contract prior to the scheduled end date. |
Early Termination Administration Fee (Partial) | $299.00 | When re-documenting or amending a contract due to the application of a lump-sum payment. |
Direct Debit Dishonour | $38.50 | When a direct debit payment to us dishonours |
Mercantile Agent Fees | Agent Fees plus $165.00 | When you are in default under a contract and we deem it necessary to send a mercantile agent to confirm the location and disposition of any security |
Legal Recovery Fees | Legal Fee plus $165.00 | When you are in default under a contract and we deem it necessary to engage legal services on our behalf |
Settlement Attendance Fee | $220.00 | Charged if you require us to attend settlement on the payout of your contract (Fee may increase for areas outside of Brisbane, Sydney, and Melbourne CBD.) |