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Business Loans

Fund your business assets, acquisition or start-up with a Business Loan from CFI

Access up to $250,000+ with a CFI Business Loan to fund your new business equipment, fitout, start-up, or acquisition. Finance can be available in 24 – 48 hours!


Do more with a Business Loan from CFI Finance

With a Business Loan from CFI Finance, you could:

  • start a business
  • buy an existing business
  • start or by a franchise
  • finance new business equipment
  • complete a fitout or refurbishment

there’s really no end to the possibilities.

With amounts from $25,000 to $250,000+, and terms of up to 5 years, your business goals might be closer than you think.

What is a business loan?​

With a loan the financier provides funding to the business. In exchange for that funding the business agrees to repay those borrowed funds over an agreed loan term, together with any applicable interest and fees.

CFI business loans are typically secured by the assets of the business and run for terms of between two and five years. Payments are made weekly to make budgeting easy and to reduce the impact on customers’ cash-flow.

How fast can a business loan be approved?​

This really depends on a number of factors, including the size and complexity of the loan and associated security, as well as the profile of individuals associated with the borrower. Typically CFI approves loans in 24-48 hours, but more complex transactions may take 3-5 days.

How much can I borrow?

With a Business Loan from CFI you can borrow from $25,000 up to $250,000 or sometimes more. Loan amounts depend on the purpose for the loan, the financial position of the business (and related individuals) applying, and the security available for the loan.

If you’re looking to start or buy a business you can check out our Cost & Funding Scenario tool, which can help you plan and understand your funding needs.

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A CFI Business Loan can get you started. How much are you looking to borrow?


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Want to know more?

Give us a call on 1300 659 676 and talk to one of our finance specialists about what a Business Loan from CFI Finance could do for you.

Check out some of our Customer Case Studies and learn more about the finance solutions we provide.

Take a look at our page for customers seeking finance to Buy a Business

Check out our frequently asked questions...​

How quickly can I get approved for finance?

Whilst banks can sometimes take weeks to make a decision, CFI can typically give you an answer within 24-48 hours. 

Can I use a Business Loan to buy a business?

Yes you can! Even better, the business you’re purchasing can be the primary security for the loan. A Business Loan is the perfect tool for acquiring an existing business.

How much can I borrow?

Loan amounts vary by finance product and based on your specific circumstances. Business Loans are typically for amounts between $25,000 and $250,000 – but we can often lend more (and we have products for lower loan amounts).

You say CFI are the 'Franchise Finance Specialists' what does that mean?

At CFI we started out just financing franchises, so we’re very good at it. CFI has relationships with lots of major franchise brands, and our franchise accreditation model can make it easier for existing and prospective franchisees to access funding.

What if I haven't started my business yet?

CFI has helped thousands of Australians to realise their  dreams of business ownership. Regardless of whether you’re looking to start a new business, or buy an existing business, CFI can help.

Do I need a deposit for a business loan?

A deposit may be required for some loans, but not always, it depends on a number of factors including the loan size and the financial product selected. For new businesses it may depend on what money you’ve already invested or plan to invest in setting up your business. A CFI Finance Specialist can give you a better indication of whether or not a deposit may be required based on your specific circumstances.

Can the interest rate of a CFI loan increase?
No. The rate is fixed for the term of the loan, giving you complete certainty around future repayments.*
*Excluding circumstances where a borrower has defaulted on a loan
Is my personal information safe with CFI?

CFI takes privacy very seriously, we can only use your personal information for very specific purposes (generally this means assessing your eligibility for our finance products or managing your products with us). You can view our privacy policy here

Can I get finance to buy a business?

Yes you can. CFI are experts when it comes to funding business acquisitions.

How can we help?

Request a call-back

Let us know how and when you'd like to be contacted and one of our lending specialists will contact you at a time that's convenient.

Give us a call

Ready to chat now? Just Call 1300 659 676 and talk to one of our friendly team.

Have a question

Check out our Frequently Asked Questions with answer to the queries we get most often.