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Funding for the Franchise Sector is core to the CFI Finance DNA. Our advanced accreditation model and strong network of franchisor relationships allows us to make finance easy and stress free for Franchisees and Franchisors alike.  

If you’re looking to drive network growth, support new franchisees, refresh or roll-out new equipment, or just to maximise the potential of your franchise brand, CFI is the finance partner you’ve been looking for.

Why Get Accredited With CFI?

Access to funding is the number one impediment to network growth. Solve this problem by partnering with CFI. Our accredited brands enjoy unparalleled approval rates and a range of services tailored around driving network growth.

The old saying ‘Time kills deals’ is particularly true when onboarding a prospective franchisee. Nothing is more frustrating for the franchisor and franchisee than waiting 3 months for an approval from a traditional lender. Momentum and motivation comes to a halt and the likelihood of the deal falling over increases over time.

At CFI we can often approve applications within 48 hours which enables both the franchisee and franchisor to maintain momentum and enthusiasm with the onboarding process.

Refurbishment finance can be some of the hardest finance to obtain, and franchisees can be reluctant to part with hard earned capital. CFI are the refurbishment finance experts, we know how important maintaining current branding and a fresh look is for a franchise network.

With CFI you turn capital expenses into manageable weekly payments and removes any arguments about affordability.

A franchisee’s ability to own multiple sites/ territories can be stunted by traditional lenders. Most bank lending is underpinned by residential real estate and the equity a borrower has. Franchisees seeking additional funding from banks run the risk of ‘poking the bear’ which can be problematic if a borrower has existing exposure to the bank or if property prices are declining.

CFI Finance takes a different view and supports multisite ownership by assessing applications on their commercial merit and looks favourably upon borrowers that are existing franchisees looking to grow.

Introducing a new piece of equipment, technology or a signage upgrade to a franchise network can often be met with resistance from franchisees.

CFI can support seamless national roll-outs with blanket approval criteria and simple documentation. And of course breaking down the up-front payments into an affordable  weekly cost can significantly improve uptake across your network. 

The Accreditation Process

Step 1 – Apply Online

The simple online application will step you through the requirements and allow you to upload documents. You will need to have the following handy:

  • Latest Franchise Disclosure Document & Franchise Agreement
  • List of equipment and fitout items in a standard franchise setup
  • Financials for the franchisor entity Gross sales figures for all trading locations
  • Franchise info pack (that you provide to prospective franchisees)

Once you complete the form one of our Franchise Specialists will get in touch with you to start the process.

Step 2 – Assessment & Consultation

The CFI Credit Team will review your submission and recommend appropriate funding parameters tailored to your franchisees, and to the needs that are unique to your franchise brand.

We work in consultation with you to ensure that the funding products and approval amounts are right for your network, and that borrowing power is balanced with cash-flow, particularly for new franchisees.

Step 3 – Rollout

Your accreditation is confirmed, and your franchisees (and prospective franchisees) can take advantage of your new approval status.

We provide you with an accreditation pack and work with your marketing team to prepare customised communications and collateral, such as EDM’s for existing franchisees and for new site prospects.

Your relationship manager will check in regularly to ensure our products and services are adapting if needs change, and to keep you informed of financing activities.

Benefits of CFI Franchise Finance


Apply online in minutes. The process is simple, decisions are fast, and you can talk to a real person about your specific needs.


We can offer flexibility around terms, repayment structures, finance product and more. Don't settle for cookie cutter, talk to an industry expert!


Competitive rates with weekly repayments aligned to your cashflows.


We offer a broad range of finance products so that you can choose the one that works best for you. Whether it's a flexible rental, loan, or a lease.


Don't pour capital into depreciating assets. Using CFI you can align your income with your expenses and retain your capital for driving business growth.


CFI have been servicing the franchise industry since the day we opened our doors, and our entire team understands the unique needs of the franchise industry.

Get finance today with fast approvals!

Client Testimonials

We have used CFI Finance on two occasions now and it has been great. We decided to use them instead of the bank as the timeframe from application to settlement was incredibly short, paperwork considerably less and their rates were extremely competitive.
Bruce Harwood (Owner / Manager)
Crabb's IGA Kalamunda
Very easy process. My equipment was delivered on the same day that I applied. Will definitely use you guys again. Thank you.
Dharmesh Patel (Franchisee)
The Burrito Bar Coorparoo
It was a wonderful few months with some ups and downs, but with your help we are finally ready and back in business. We really appreciate your help. This bakery means a lot to us having worked very hard for the last 12 years. Along this journey, we found we have worked with good people and companies, whether its Bakers Delight, and now CFI. We always believe in good and honest business relationships. So far we understand that being in business does not guarantee success all the time, but with passion and hard work we will get there. We are taking over the bakery tomorrow with your help, and we want to thank you James and your entire team. It was such a pleasure to know and work with you all. We hope this journey will be prosperous for both of us. Thank you again and please do not hesitate to give us a call or stop by our shop if you are ever in Kellyville
Bijay & Gyan Phuyal (Multi Unit Franchisees)
Bakers Delight Kellyville

Brands we work with