The Pros & Cons Of Used Equipment Financing & New Equipment Leasing

While it may seem like buying your equipment outright at the start of your new franchise or during the expansion phase is a more affordable option, in the long run this may end up costing you more if you need to finance the repair and maintenance of your equipment down the line. When you consider asset depreciation, financing your equipment instead of purchasing it outright is the smart choice.


There are a range of finance solutions available including:

  • Leasing options ranging between 3, 4 or 5 year terms, where you get peace of mind knowing you own the equipment at the end of the term.
  • Rental options which range from 12 to 24 months. If you don’t want to get locked into a long term contract, this is the option for you.
  • Business loans that allow you to pay off your loan over 3,4 or 5 years where you own the assets from the start of the contract.

The reason commercial equipment rentals, commercial equipment leasing and business loans are smarter choices than purchasing the equipment with your own capital is because it allows you to keep your cash to operate and expand your business. This is crucial during the start-up and expansion phases of any business, when promoting the business is of utmost importance and capital would be better spent on marketing, advertising and growing your business.

These various financial solutions are available through CFI Finance, who are committed to offering the most appropriate funding solution for your franchise business.


Some of the main benefits of financing your commercial equipment through CFI Finance include:

  • Excellent customer service. Friendly and experienced customer service representatives are here to assist you, 24 hours a day, 7 days a week.
  • Various financing solutions are available with manageable payment options, with contract terms ranging from 12 months to 5 years.
  • There is minimal asset risk.
  • In most cases, no personal security is required.
  • Repayments can be 100% tax deductible.
  • Because this is an off-balance sheet form of funding, there is no liability to record.
  • The application is simple and quick. You can complete the application at your convenience, online.

Whether you are expanding to a second or more locations or starting up your first franchise business, Cashflow It aims to take the stress out of equipment financing.

As specialists in the franchise financing industry with directors who have more than 2 decades of experience in the sector. CFI Finance aim to make the process as simple, fast and transparent as possible with an easy online application, quick service and easy to understand contract.

Looking To Get On Board The Fitness Franchising Boom?

It’s no secret that in 2018 we are seeing Australian consumers make the move to healthier lifestyles, as a result, franchises in the fitness sector are experiencing rapid growth. However, as this growth continues the market faces potential saturation, meaning that new players are moving away from the traditional gym model in order to appeal to new niches. A prime example of this innovation is the widely successful F45 franchise.

If you’re looking to take advantage of the industry’s widespread growth, CFI Finance offers an easy path to financing equipment for your start-up gym, PT Studio, or health and fitness business. As a leader in franchise equipment financing, CFI Finance has options including business loans, rental and leasing options for your franchises equipment.

Health and fitness equipment is costly and buying your equipment outright is not always feasible. Financing your commercial health and fitness equipment is a smarter choice because it allows you to spend money on marketing, advertising and promoting your business instead, giving your business a better chance of success.


How to Obtain a Business Loan, Rent or Lease Gym Equipment for Your Franchise

Leasing or renting your gym equipment, or obtaining a business loan – paying it back over time means you will pay for your equipment with the income it generates, this makes sense given the importance of retaining your capital at the start-up or expansion phase of your business.

Whether your business needs one piece of equipment or an entire fit-out of equipment for your gym, we have a solution to suit your needs. Options available include rental, leasing or business loans with just four simple steps involved in financing your gym equipment,

Step 1 – Source the gym equipment you need from a reputable supplier in Australia.

Step 2 – Submit an online application, making your choice between gym equipment leasing, flexible rental or business loan solutions.

Step 3 – We will assess your application and have you approved, normally within 24 hours.

Step 4 – We make payment to your supplier and the equipment is delivered.


Why Finance Your Commercial Gym Equipment Through CFI Finance

  • There are a number of options to choose from with contract terms ranging from 1 year to 5 years.
  • Leasing, renting or obtaining a business loan for your gym equipment allows you to retain your valuable capital.
  • We offer the best customer service. We’re available to you 24 hours a day, 7 days a week.
  • The application process couldn’t be simpler and usually takes just 10 minutes.  
  • We have you approved quickly – usually in 24 hours.
  • In most cases, no personal security is required.

An added benefit is the opportunity to pay out your contract and buy the equipment outright at any stage in the contract term.

If you’re looking to lease gym equipment, rent it or obtain a business loan to purchase your health and fitness equipment, we can help.